Home Loan

Rudra Financial Services offers home loans to help you purchase, construct, or renovate your dream home. With access to 60+ banks and NBFCs, we provide competitive interest rates, flexible repayment terms, and quick approvals.

Our Features

Wide range of lenders

Competitive interest rates

Flexible repayment

Quick processing

Balance transfer and top-up options

Eligibility Criteria

  • Indian resident aged 21-65 years.
  • Stable income source (salaried or self-employed).
  • Good credit score.

Documents Required

  • KYC documents (PAN, Aadhaar, address proof).
  • Income proof (salary slips/ITR).
  • Property documents.
  • Bank statements.

Why Choose Home Loan With RFS?

What It Will Cover & Benefits

A home loan from RFS covers the purchase, construction, or renovation of your dream home, allowing you to secure the perfect property with flexible repayment options and competitive interest rates. Benefits include access to a wide range of lenders, quick approvals, top-up or balance transfer facilities, and expert guidance throughout the process—making your homeownership journey smooth and stress-free.

FAQs

What is the maximum loan amount?

Up to 90% of property value, subject to eligibility.

Please click here if you want to apply for loan with RFS.

Starts from 8.35% p.a., varies by lender and profile.

Secure Your Dream Home Now

Apply for a home loan with RFS and move closer to your dream home—fast approvals, best rates, and expert guidance.

Get Started Today!

Loan Against Property (LAP)

Unlock the value of your residential or commercial property with a loan against property from RFS. Use the funds for business expansion, education, medical needs, or any other purpose.

Our Features

High loan value

Flexible end-use.

Competitive interest rates.

Long repayment tenure.

Eligibility Criteria

  • Indian resident aged 21-65 years.
  • Property owner.
  • Stable income source.

Documents Required

  • KYC documents.
  • Property papers.
  • Income proof.
  • Bank statements.

Why Choose Loan Against Property With RFS?

What It Will Cover & Benefits

A loan against property enables you to unlock the value of your residential or commercial property for any financial need—be it business expansion, education, medical expenses, or personal use. Benefits include higher loan amounts, lower interest rates compared to unsecured loans, flexible tenure, and no restrictions on end-use, giving you the freedom to address your goals without selling your property.

FAQs

How much can I borrow?

Up to 70% of property value.

Please click here if you want to apply for loan with RFS.

Yes, no end-use restrictions.

Yes, both residential and commercial properties are eligible.

Unlock Your Property’s Value Today

Get a loan against property with RFS and use your property’s value for any financial need—quick, easy, and transparent.

Get Started Today!

Loan Against Shares

RFS offers loans against shares, mutual funds, and other approved securities, allowing you to access funds without selling your investments. Enjoy the benefits of ownership while getting liquidity.

Our Features

No need to sell investments.

Quick disbursal.

Flexible repayment options.

Online account access.

Eligibility Criteria

  • Indian resident with approved securities in demat form.
  • Age 18-70 years.
  • Good credit history.

Documents Required

  • KYC documents.
  • Demat account statement.
  • Annexure W/lien request letter.
  • For high amounts: ITR, bank statements.

Why Choose Loan Against Shares With RFS?

What It Will Cover & Benefits

A loan against shares allows you to access funds by pledging your investments—such as shares or mutual funds—without selling them, so you retain ownership and continue earning dividends or returns. Benefits include quick disbursal, flexible repayment, and the ability to meet urgent financial needs while keeping your investment portfolio intact.

FAQs

What securities are eligible?

Listed shares, mutual funds, bonds, insurance policies, ETFs.

Please click here if you want to apply for loan with RFS.

Up to 50-80% of security value, depending on type.

Starts from 16% p.a., varies by security

Yes, or open a demat account with RFS

Get Instant Funds Against Your Shares

Access liquidity without selling your investments—apply for a loan against shares with RFS today.

Get Started Today!

Unsecured Business Loan

RFS provides unsecured business loans to help entrepreneurs and business owners expand, purchase inventory, or meet working capital needs—all without collateral.

Our Features

No collateral required.

Quick approval and disbursal.

Flexible repayment options.

Digital application process.

Eligibility Criteria

  • Indian resident.
  • Business vintage: Minimum 2 years.
  • Good credit score.

Documents Required

  • KYC documents (PAN, Aadhaar, address proof).
  • Business registration proof.
  • Financials (ITR, balance sheet).
  • Bank statements.

Why Choose Business Loan With RFS?

What It Will Cover & Benefits

An unsecured business loan from RFS provides the capital you need for business expansion, inventory purchase, or working capital without requiring collateral. Benefits include fast approval, flexible repayment, and the ability to respond quickly to business opportunities or challenges, all while protecting your assets from risk.

FAQs

Can I get a loan for a new business?

Minimum 2 years of business vintage required.

Please click here if you want to apply for loan with RFS.

Eligibility may be limited; consult RFS for alternatives.

Starts from 14.5% p.a.

2-3% of loan amount.

Boost Your Business with Collateral-Free Funding

Get an unsecured business loan from RFS and take your business to the next level—quick, easy, and without collateral.

Get Started Today!

Personal Loan

RFS offers personal loans for any urgent financial need—weddings, travel, medical expenses, or debt consolidation. Enjoy quick approvals and flexible repayment options.

Our Features

No collateral required.

Quick processing.

Flexible end-use.

Competitive interest rates.

Eligibility Criteria

  • Indian resident aged 21-60 years.
  • Stable income source.
  • Good credit score.

Documents Required

  • KYC documents (PAN, Aadhaar, address proof).
  • Income proof (salary slips/ITR).
  • Bank statements.

Why Choose Personal Loan With RFS?

What It Will Cover & Benefits

A personal loan covers any urgent financial requirement—such as weddings, travel, medical emergencies, or debt consolidation—with no restrictions on end-use. Benefits include quick processing, no collateral requirement, flexible repayment terms, and access to funds within days, helping you manage life’s unexpected expenses with ease.

FAQs

What is the maximum loan amount?

Up to ₹25 lakhs, subject to eligibility.

Please click here if you want to apply for loan with RFS.

1 to 5 years.

No, personal loans are unsecured.

Eligibility may be limited; consult RFS for alternatives.

Apply for a Personal Loan in Minutes

Meet any urgent need with a quick personal loan from RFS—apply now and get funds fast.

Get Started Today!

Working Capital

Keep Your Business Moving.

Ensure the smooth, uninterrupted day-to-day operations of your business with tailored Working Capital solutions from Rudra Financial Services. Effective working capital management is crucial for business sustainability, covering short-term operational expenses like inventory, raw materials, and salaries. We help businesses secure facilities like cash credit and overdrafts that provide the necessary liquidity to manage daily inflows and outflows, ensuring your business never misses a beat.

Commercial Purchase

Diversify Your Investments Simply.

Expand your business footprint or make a strategic investment with our Commercial Purchase financing solutions at Rudra Financial Services. Whether you're looking to acquire a new office space, retail outlet, warehouse, or any other commercial property, we facilitate loans that cater to these specific needs. Our team guides you through the complexities of commercial property financing, ensuring you secure the most favorable terms to support your business growth or investment portfolio.

L.R.D. (Lease Rental Discounting)

Monetize Your Future Rentals.
Monetize your future rental income streams from commercial properties today with Lease Rental Discounting (LRD) through Rudra Financial Services. LRD allows you to obtain a lump sum loan against the discounted value of your future rent receivables from existing lease agreements. This is an ideal solution for property owners with long-term commercial tenants looking to access significant funds for business expansion, debt consolidation, or other financial needs, without selling their property.

Project Finance

Bring Your Vision to Life.

Bring your ambitious projects to fruition with specialized Project Finance solutions from Rudra Financial Services. We specialize in structuring complex financial deals for large-scale ventures such as real estate developments, infrastructure projects, or industrial undertakings. Our expertise extends to securing comprehensive funding by evaluating project viability, financial modeling, and arranging debt through our extensive network of lenders, ensuring your vision has the robust financial backing it needs for successful completion.

Unlock Your Financial Potential Today.

Whether it's for your home, business, or personal needs, Rudra Financial Services offers the perfect loan solution for you. Connect with us to get the best deals and expert guidance.

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